Vina Insurance Services LTD

Starting now, you can check how much you will be refunded (if eligible) with ICBC’s change in May 2021. To check your refund, you can follow these simple steps:

- Have your driver's license & insurance papers handy.

- Visit: https://enhancedcare.icbc.com/savings-and-refunds

- Input your expiry date

- Click > 'see my savings'

- Click > 'go to estimator'Input all your information that ICBC requires

- Click > 'view refund'. You will be receiving this in May or later depending on ICBC's processing times.

On the far right, add your direct deposit info (so you don't have to wait for a refund cheque) & update your email!

Please don't hesitate to contact us if you have any questions.

Email: info@vina.ca

Phone: 604-437-6669

Vina Insurance

COVID-19 TRAVEL INSURANCE IS HERE!

This insurance program is for Canadians who are diagnosed with COVID-19 while they are travelling. (Does not insure for other medical conditions)

Limits of Insurance: - Up to $1 Million CAD for costs including but not limited to: calling an ambulance, moving to the nearest hospital, treatment, or bringing you back to a Canadian hospital - Cost for relatives who are travelling with you to come home with you - If you are under quarantine, cost of purchasing food and renting a place to stay is $150/day, maximum of $2100 CAD - If you are returning to Canada and denied boarding because of results related to COVID-19, cost for missing the flight is up to $300CAD - In case you pass away because of COVID-19, the insurance will pay $5000 for the cost of transporting you back to Canada

You must meet the following requirements before being able to purchase COVID-19 Travel Insurance: - You are a Canadian Citizen or a Permanent Resident - You don't need to answer questions regarding your health conditions - Infants that are at least 15 days old - Your MSP must be valid for the entire trip - You must purchase COVID-19 Travel Insurance before the trip (up to 240 days prior to the trip), or continue to buy before the current COVID-19 Travel Insurance expires.

Exclusions: - Showing symptoms of COVID-19 14 days prior to the effective date of the insurance policy - Positive with COVID-19 (no negative results for the tests after the initial) before the effective date of the insurance policy - Advised by your doctor not to travel because of your health condition - Travelling by cruise ship - Repeated symptoms of COVID-19 even after treatment and deemed safe to travel back to Canada.

If you would like more information regarding this new type of insurance or any other insurance related questions, please don't hesitate to contact us:

Facebook/ Messenger: https://www.facebook.com/vinainsurance1192 Email: info@vina.ca Phone: (604) 437 - 6669 Visit us at: 1192 Kingsway, Vancouver BC V5V 3C8 Sincerely, Vina Insurance

Vina Insurance would like to thank you for your feedback! In order to answer frequently asked questions sent to our Facebook page and our emails, we hope this chart will help you understand more about ICBC Basic Insurance and how it would protect you and your family.

Vina Insurance

1192 Kingsway

Phone: 604-437-6669

Email: info@vina.ca

Did you know that you can do the following payment types at Vina Insurance?

- Traffic Violation Ticket

- Driver Penalty Points Payment

- Driver Risk Premium payment

- ICBC claim pay backs (does not apply to bodily injury and sickness claims) where you are at-fault in order to reclaim your discount

- Other debts with ICBC

Please bring your ID/BC Drivers License and the ticket/invoice of what you want to pay. There will be no service fee for these payments

If you have any other related questions or if you want to buy insurance in BC, please don't hesitate to contact our office.

Vina Insurance

In response to recent questions about insurance for tenants, we realize the general confusion surrounding this insurance product, why you need it even though you are only renting a home, and what it actually covers. Writing the article below, we hope it will give you a better understanding of how the tenant policy protects you in various unprecedented circumstances. 

WHAT IS TENANT INSURANCE POLICY?

Among popular insurance policies such as homeowner forms, owner-occupied condos and others, tenant policy is a comprehensive package which is specifically designed for the needs of renters. 

Some major benefits of this package includes:

• Protection against damages to your personal properties, and

• Additional living expenses to help you maintain the normal standard of living when you are forced to move out as the unit is no longer fit for occupancy after an insured loss, in addition to

When it comes to renting a home, your personal property is not the only thing you need to worry about. Regardless of whether you live in a condo, townhouse or rented dwelling, the biggest possible claim that can arise out of ordinary use of the premise is third party liability losses.

REALISTICALLY, HOW WOULD IT PROTECT ME?

Consider these following scenarios:

• You live in a condo. You forget to tend to the ongoing stove, causing fire that triggers the sprinklers. Water splashes everywhere and travels down to the businesses and residential units below. The affected commercials have to close for repair, resulting in income loss; while the unit owners have to find a place to move out temporarily.

• You are walking your puppy on the street when someone trips on the lease, falls down and injures themselves badly. They are now suing you for their sufferings.

• You caused a fire on the landlord’s property by negligence. After the landlord’s insurance policy had been paid out for the fire claim, the insurer would  subrogate you for the indemnity.

DOES THE LANDLORD’S POLICY COVER TENANT’S NEGLIGENCE?

The short answer is NO. 

You are the occupant of the premise and depending on how your tenancy contract is worded, the duty of care required from you as a tenant may be stricken. Since such loss was caused by your own negligence, you will ultimately be responsible for the resulting damages. The injured/ affected third parties may try to sue the landlord as well, and the landlord’s insurer has the right to sue you to take back what they have paid out.

# Insurance Policies are subject to its own conditions and exclusions. For further details, please refer to specific insurer’s policy wordings.

Vina Insurance

Did you know?

Right now, due to the COVID-19 pandemic, ICBC is expanding their program for their automobile insurance. ICBC is allowing clients to renew, change your insurance policy, cancel,... through email or by phone. Please contact us for more details. You can reach us at 604-437-6669, at info@vina.ca or contact us directly through this page.

Additionally, clients can come to our office at 1192 Kingsway (next to Dong Thanh Supermarket and Kingsway Deli) without having to book an appointment.

Thank you for reading this post.

Vina Insurance Services Ltd.

Vina Insurance Services Ltd. would like to say thank you for always supporting us for the last 30 years. On the occasion of celebrating a new year, Vina Insurance will be giving out complimentary Vietnamese Calendars for the year “Tan Suu 2021” for all customers. We wish you a great spring time filled with joy and happiness.

Our office is open 7 days/week except Statutory Holidays. Our hours of operation are:

Monday - Friday: 9AM – 7PM

Saturday: 10AM – 6PM

Sunday: 11AM – 5PM

If you have any questions, please don’t hesitate and contact us right away by calling us at 604-437-6669 or email us at info@vina.ca.

We are pleased to serve you!

Vina Insurance Services Ltd.

Proud to be one of the first Vietnamese Insurance Office in Vancouver, Vina Insurance has always maintained the same operating hours, even during the COVID-19 pandemic. Our office is open 7 days/week except Statutory Holidays. Our hours of operation are:

Monday - Friday: 9AM – 7PM

Saturday: 10AM – 6PM

Sunday: 11AM – 5PM.

At Vina, we have a spacious area with 6 counters to serve customers but also keeping the social distancing laws in mind. Vina Insurance can serve customers simultaneously to ensure that clients don’t have to wait for a long time. After each client’s visit, we always sanitize the counters, chairs and doors right away. Not only that, most of our services can also be done online through phone or email, even ICBC’s insurance, Homeowners Insurance and Travel Insurance. Clients can also come to our office without booking an appointment. Please contact us today at 604-437-6669 if you have any questions. We are pleased to serve you!

Vina Insurance